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TOP 7 Best Credit Cards Suitable for International Transactions!

Reporter: Suci Wulandari |

Editor: Trisno Rusli |

Jumat , 24 Apr 2026 - 08:20

The best credit that can be used for international transactions, one of which is BNI Garuda Visa Signature--source: chat gpt

KORANPALPRES.COM - Traveling abroad is now more convenient thanks to credit cards.

Besides ensuring the safety of carrying large amounts of cash that are prone to loss or theft, the exchange rates offered are also more competitive than those exchanged at money changers, especially those at the airport.

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Not only that, there are bonus points, miles, and exclusive perks to enjoy.

Credit cards are often even required for hotel reservations or car rentals. Here are 7 recommended credit cards:

1. BNI Garuda Visa Signature

The perfect choice for loyal Garuda Indonesia users. Every transaction anywhere earns double GarudaMiles, even for shopping or dining abroad.

Points can be redeemed for free tickets or class upgrades.

Additional perks include Garuda lounge access, extra baggage allowance, and special discounts on airline tickets, making travel even more economical.

2. BNI Visa Infinite

Suitable for business travelers or regular vacationers abroad. Its advantages include generous bonus KrisFlyer miles that can be redeemed for business class tickets to various cities in Asia.

International lounge access, 24-hour concierge service, travel insurance, and high transaction limits.

This card is widely accepted worldwide, making it highly reliable for a variety of transaction needs.

top 7 best credit cards suitable for international transactions!                            koranpalpres.com - traveling abroad is now more convenient thanks to credit cards.
besides ensuring the safety of carrying large amounts of cash that are prone to loss or theft, the exchange rates offered are also more competitive than those exchanged at money changers, especially those at the airport.
not only that, there are bonus points, miles, and exclusive perks to enjoy.
credit cards are often even required for hotel reservations or car rentals. here are 7 recommended credit cards:
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1. bni garuda visa signature
the perfect choice for loyal garuda indonesia users. every transaction anywhere earns double garudamiles, even for shopping or dining abroad.
points can be redeemed for free tickets or class upgrades.
additional perks include garuda lounge access, extra baggage allowance, and special discounts on airline tickets, making travel even more economical.
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2. bni visa infinite
suitable for business travelers or regular vacationers abroad. its advantages include generous bonus krisflyer miles that can be redeemed for business class tickets to various cities in asia.
international lounge access, 24-hour concierge service, travel insurance, and high transaction limits.
this card is widely accepted worldwide, making it highly reliable for a variety of transaction needs.
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3. bri infinite visa
this card provides triple reward points for international transactions, significantly higher than domestic transactions.
other benefits include free international lounge access via priority pass and automatic travel insurance protection that covers the risk of flight delays, cancellations, or lost baggage.
this provides peace of mind while traveling.
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4. mandiri signature and precious jcb
these two variants are perfect for travel to asia.
- mandiri signature: international lounge access and exclusive promotions at international merchants.
- mandiri precious jcb: exclusively for japan, korea, and asean, with double points on every transaction.
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both offer competitive exchange rates, affordable annual fees, and frequent 0% installment or cashback promotions.
5. mnc citilink visa card
designed specifically for citilink passengers. every minimum transaction of idr 10,000 is converted into 1 linkmile, and tickets can be redeemed starting from just 5,500 miles.
other benefits include discounts on airline tickets and meals, free fees for the first two years, contactless features, and real-time card usage control via an app that simplifies financial management.
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6. mandiri skyz card
perfect for those who like to hunt for cheap tickets and participate in travel fairs.
it offers double points on international transactions plus bonuses when shopping at ticket agents or hotels.
exclusive partnerships with airlines and automatic travel insurance when tickets are paid for with this card.
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discounts are also available at major visa merchants in various cities worldwide.
7. bni mastercard world
flexible with a wide mastercard network and accepted in almost every country.
advantages include double international reward points and a relatively low exchange rate.
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cardholders can also enjoy the mastercard priceless cities program, which offers access to exclusive experiences like private concerts, dining at michelin-starred restaurants, and discounts on luxury hotels in major cities like london, paris, and sydney.
choose a card that suits your travel needs and lifestyle. if you frequently travel to asia, the mandiri precious jcb is suitable, while for business trips to europe or america, the bni visa infinite is more ideal.
for beginners looking for an economical option, the bri platinum could be the best alternative.
don't forget to always check the latest promotions from the issuing bank, as there are often attractive offers like cashback or discounts that are too good to miss.
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with the right credit card, overseas transactions will be more convenient, secure, and economical!